Making the most of the falling interest rates….
The Reserve Bank’s decision to cut official interest rates is good news for anyone with a mortgage or hoping to buy their first home, but presents a challenge for savers. Whatever your personal situation, the [...]
How much Super is enough?
Most of us dream of the day we can stop working and start ticking off our bucket list. Whether you dream of cruising Alaska, watching the sun rise over Uluru, improving your golf handicap or [...]
Federal Budget 2019-20 Analysis
As expected, Treasurer Josh Frydenberg signalled sweeping tax cuts and major infrastructure spending if the Coalition wins the upcoming federal election, widely expected to be held in May. This largesse is made possible as the [...]
Benefits of a Super long engagement
Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. We have outlined below a few steps to help you [...]
Affordability a Worry
Despite falling prices, housing affordability remains an issue, especially for first home buyers in Sydney and Melbourne where home values have soared in recent years. The median home value in Sydney is $855,287, almost twice [...]
Mortgage Rates on the Rise
More recently, three of the big four banks and many smaller lenders have lifted mortgage interest rates due to the increased cost of funding. Lenders source much of their funding from overseas markets where interest [...]